January Summary

As at 1 February:

Credit card debt: $25,773.85
Cash/bank accounts: $8,543.86
Net deficiency: $17,229.99

January Income: $636.88
January Expenses: $4,174.00

So overall January wasn't a good month.

My credit card debt actually increased in January. This is the interest that has been charged. I made my January payments at the end of December, and am yet to make the February payments.

My cash has gone down because I've been living on my savings as I have been without pay. I've also had expenses of furniture (I used to live in a fully furnished place).

I will be making my February payments soon and as I'm starting my job tomorrow I'll start to get paid soon!